The QuickCommerce Virtual Terminal enables businesses with a QuickCommerce account to authorize, process, and manage credit card transactions from any computer with an Internet connection and a Web browser. Virtual Terminal replaces standard authorization terminals or software and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales.

Virtual Terminal is the ideal solution for businesses of all sizes because it removes the complexity and expense normally associated with authorizing and processing credit card transactions, and it's much faster than standard dial-up authorization systems.

Businesses with a QuickCommerce account simply access the QuickCommerce Virtual Terminal through our Web site using any industry standard Web browser. After logging on to the system using a unique user ID and password, merchants can access the complete range of QuickCommerce services. This includes authorizations for purchases, credits and returns, status and activity reports, and much more.

To authorize credit card transactions, the merchant simply completes an electronic form that provides the QuickCommerce system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128 bit Secure Socket Layer (SSL) 3.0 technology and sent to a QuickCommerce host server. The server then sends the data through the authorization network to the appropriate card issuer's bank over a secure, proprietary connection. When the process is complete -- this takes around five seconds -- the merchant receives an authorization number, and the QuickCommerce server stores the transaction. Transactions are automatically settled each day and funded within 2-3 days.

Merchants can also check the status of transactions, automatically bill customers for recurring charges, or run a variety of reports right from the QuickCommerce Virtual Terminal.

It's no surprise that QuickCommerce is the world's leading Internet-based payment authorization and transaction processing solution. Thousands of companies are currently using QuickCommerce to authorize, capture, and manage their credit card transactions.

QuickCommerce enables you to take secure credit card and electronic check payments 24 hours a day, 7 days a week real-time without ever needing to speak to customers.

• Can increase Internet sales by as much as 1500%.
  
• Credit card customers buy 2.5 times more merchandise.
  
• Credit card customers buy products when they desire them.
  
• Payment plans make larger purchases easier.
  
• By accepting credit cards, you will achieve higher unit sales and extra orders.
  
• Accepting credit cards often legitimizes your business to your customers.
  
• No Credit Turn Downs: Regardless of previous credit history.
  
• Equipment 100% Financed: No large out-of-pocket initial investment.
  
• Fast Turnaround: Funds are transferred into your account within 48 hours.
  
• Emergency Equipment Replacement: Faulty equipment replaced within 24 hours.
  
• Access and process transactions anywhere around the globe where you have Internet access.
  
• Automatically accept, authorize and process credit cards orders directly from your web site.
  
• User friendly, easy to use program.
  
• Solution for automated processing of Internet merchants.
  
• Handles recurring monthly payments from credit cards.
  
• SSL security (best on the Internet today).
  
• Reporting capabilities accessible via the Internet.
  
• More sales on the Internet through acceptance of credit cards worldwide.
  
• Authorize transaction within 5 seconds and emails customer's order to merchants for fulfillment.
  
• Encourages impulse buying on the Internet.
  
• Converts your web site from an electric brochure to a virtual storefront.
  
• Merchants can sell on-line services and offer immediate product downloads
  i.e. Information, Software, Books, Videos and viewing material.
  
• Merchants secure payment order page can be setup to have the same look and feel as the rest of their site.